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E-commerce continues to drive the subscription and recurring payments market. Subscription payments have captured the market and seen a steep incline in customer adoption. Consumers are storing their card credentials at more online retailers and service providers, but often lack visibility into which merchants have their card information or how to manage these payments.

Visa provides select APIs for Issuers to manage recurring payments, offered as a singular cardholder value proposition. These APIs allow cardholders to get an overview of their subscriptions and manage unwanted services.

Card on File Data

Card on File Data (COF) allows an Issuers to show merchants with whom cardholders have likely stored their cards on file. It helps customers feel confident about where their details are stored.

Visa Stop Payment Service

The Visa Stop Payment Service (VSPS) enables Visa card issuers to stop card-on-file payments (including recurring and installment) from being authorized, cleared, and settled through VisaNet.